An Offset Account or a Redraw Facility: Which is Right for You? 

Both offset accounts and redraw facilities can help you pay off your mortgage faster and pay less interest in the lifetime of your loan. You could take advantage of one or the other, and in certain circumstances, it may be possible to benefit from both. But you need to understand what they are, how they work, and the similarities and differences between them before you can decide which option would work best for you.

Get your finances back on track in 2022

When it comes to getting your life in order, one of the most important things is regaining control of your finances. Taking charge of your cash flow and outstanding debts is one method to accomplish that. Look at all of your existing loans, credit cards, and other obligations and combine them into a single payment to help you organize your life for the future.

Is Now the Right Time to Buy Your First Home?

Nerves and excitement go hand-in-hand when it comes to buying your first home. Buying a home is arguably the single largest financial decision you will ever make, so you are bound to have many questions. Two of the biggest questions that when looking to buy your first home are; “how much can I borrow?” and […]

Property Investment: what you need to know

Are you thinking about investing in property? There are a number of fundamentals that you need to know about the investment process and mitigating your risk. In this article we explore some of our key tips for property investors to help you make the most out of your investment but also lessen the risks that […]

Refinancing your home

There are many reasons why people consider refinancing their home. The top three are to save money, fund a renovation, or to buy something. Refinancing and/or switching your loan can help you to save fees, lower your repayments, potentially consolidate debt, yet above all ideally put yourself in a more suitable loan product to suit […]

First Home Loan Deposit Scheme (FHLDS) – What You Need To Know

With significant speculation and what seems to be a fairly rushed government implemented scheme, the basis surrounding the First Home Loan Deposit Scheme (FHLDS) seems quite positive for first home buyers who have been struggling to save enough up to buy their first home. What is the scheme exactly? The FHLDS is a guarantee by […]