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Buying your first home should be fun and memorable for all the right reasons and we want to be by your side from start to finish, enjoying the process with you.
If you’re looking to renovate or build your very own dream home, we can help you secure the financing to help you achieve your dreams. Talk to us today.
Calculate how much you can potentially borrow for a home loan and if it fits into your budget or how long it will take you pay off your interest only.
Calculate how much you could potentially save by increasing your home loan repayments or putting additional lump sum payments into your mortgage.
An offset account can reduce the amount owed on your home loan and pay off that debt faster, so you can spend time doing what matters most!
A stamp duty calculator is useful for you to understand how much extra money you need to leave aside to cover government taxes when buying a property.
With the finance and lending market ever-changing, our advice is never to remain in your loan product for the lifetime of your loan.
This type of finance is not for the set-and-forgetters. With the finance & lending market ever-changing, our advice is never to remain in your loan product for the lifetime of your loan.
At GA Finance we pride ourselves on ensuring that the product we help you select is the absolute best product for you at the time of applying, however unless anyone has a crystal ball, you can never tell what the future hold in 5, 10, or 20 years time.
Not just from a property perspective, but personally.
There are many reasons to consider a refinance and we are here to help you make the best decision.
Our focus is on customer service and we'll be there every step of the way from finding the right home to moving in, saving for your next home, or living your lifestyle dreams through other finance options.
Our team is highly trained and dedicated to finding you the right solution fast so all you have to do is sit back and relax while we secure an account tailored specifically to suit all your needs including saving, borrowing money, and enhancing savings.
We will always provide you with the best recommendations to help you make the right refinancing choice for your specific situation. We'll also always go through each product in detail with you and explain what is involved before you commit.
Generally, when refinancing you’ll need to present the following documents to your your new lender:
Recent payslips that document your income.
Your latest Tax Assessment Notice
A letter from your employer that confirms your salary
Forms of ID, like your passport or driver’s license
Financial and credit documents (such as credit card statements, evidence of your current mortgage and bank account statements)
Having all of these on hand will make the refinancing process quicker.
The usual refinancing process involves applying for a home loan, then your new lender make contact with your current one to arrange the final payout of the existing loan. The length of time this process will take can vary from lender to lender, but generally speaking, it will often take between two and four weeks.
You may be required to get property valuation done in order to refinance your existing loan. This is often done to ensure that the lender is comfortable with the value of the property before they provide a loan against it.
We make the over-complicated seem easy, so you can walk away being the expert of your own finances.
We are committed to ensuring you enjoy the experience of working with a professional broker.
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