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Next Home Buyers

Buying your next home is an exciting but daunting process. It can be difficult figuring out how much you should spend, what type of property will suit your current needs, and whether or not selling your current residence to fund it would work best. We’re here to understand your goals and help you make the best decision.

Home Loan Services

Ready to buy your next home?

Looking for more space to accommodate your growing family? Want to be closer to work so you can arrive home earlier every night? Thinking about downsizing now that the kids have finished school and moved out?

Let us help you find your next home.

We will take care of all the paperwork for you, leaving you to focus on the fun part of house-hunting without wasting time negotiating with banks about interest rates. We’re not biased by who we recommend, either – if it’s a good deal, we’ll tell you!

How it works

You know what you want from a house, but it’s easy to let small details slip when making big decisions. We will work out all the numbers for you with no hidden costs so you can make an informed decision on which home is right for your lifestyle.
You've decided you want a new home, but have you decided what you're going to do with your previous one? Are you going to sell it or rent it out? These questions will decide the kind of purchasing and financing options you have. Talk to GA Finance so we can help you decide what is most suitable to meet your goals.
Step #1
Decide your next move
You've decided you want a new home, but have you decided what you're going to do with your previous one? Are you going to sell it or rent it out? These questions will decide the kind of purchasing and financing options you have. Talk to GA Finance so we can help you decide what is most suitable to meet your goals.
Based on your purchasing options, cash flow, etc. we help you figure out how much you can borrow and the best loan options that are available for you. We also look at the option of tapping your current property's equity to help pay for your next property's deposit.
Step #2
Understand your borrowing options
Based on your purchasing options, cash flow, etc. we help you figure out how much you can borrow and the best loan options that are available for you. We also look at the option of tapping your current property's equity to help pay for your next property's deposit.
Once we've found the right loan, we work to get you pre-approved as quickly as possible. Getting pre-approved can be very helpful when it comes time to make an offer on a property and negotiating with buyers and sellers.
Step #3
Get pre-approval on your finance
Once we've found the right loan, we work to get you pre-approved as quickly as possible. Getting pre-approved can be very helpful when it comes time to make an offer on a property and negotiating with buyers and sellers.
Once we've helped you choose the loan that's right for you, our local team will prepare an application and take you through the process from start to finish. Once the lender is satisfied with the application, they will inform us that your application has been conditionally approved, which means with some supporting evidence, they will be happy to offer you a loan.
Step #4
Preparing the application
Once we've helped you choose the loan that's right for you, our local team will prepare an application and take you through the process from start to finish. Once the lender is satisfied with the application, they will inform us that your application has been conditionally approved, which means with some supporting evidence, they will be happy to offer you a loan.
Once everything's finalised and you've been approved and your loan documents have been prepared, we will talk you through all of the details of the loan agreement to ensure you are informed and feel comfortable. Once this process has been completed, your conveyancer will organise settlement directly with the lender so you can prepare to move in.
Step #5
Complete purchase and move in!
Once everything's finalised and you've been approved and your loan documents have been prepared, we will talk you through all of the details of the loan agreement to ensure you are informed and feel comfortable. Once this process has been completed, your conveyancer will organise settlement directly with the lender so you can prepare to move in.
Step #1 Decide your next move
You've decided you want a new home, but have you decided what you're going to do with your previous one? Are you going to sell it or rent it out? These questions will decide the kind of purchasing and financing options you have. Talk to GA Finance so we can help you decide what is most suitable to meet your goals.
Step #2 Understand your borrowing options
Based on your purchasing options, cash flow, etc. we help you figure out how much you can borrow and the best loan options that are available for you. We also look at the option of tapping your current property's equity to help pay for your next property's deposit.
Step #3 Get pre-approval on your finance
Once we've found the right loan, we work to get you pre-approved as quickly as possible. Getting pre-approved can be very helpful when it comes time to make an offer on a property and negotiating with buyers and sellers.
Step #4 Preparing the application
Once we've helped you choose the loan that's right for you, our local team will prepare an application and take you through the process from start to finish. Once the lender is satisfied with the application, they will inform us that your application has been conditionally approved, which means with some supporting evidence, they will be happy to offer you a loan.
Step #5 Completing the purchase and moving in.
Once everything's finalised and you've been approved and your loan documents have been prepared, we will talk you through all of the details of the loan agreement to ensure you are informed and feel comfortable. Once this process has been completed, your conveyancer will organise settlement directly with the lender so you can prepare to move in.

Why choose GA Finance for your next home loan

We're with you every step of the way

Our focus is on customer service and we'll be there every step of the way from finding the right home to moving in, saving for your next home, or living your lifestyle dreams through other finance options.

Friendly and professional service

Our team is highly trained and dedicated to finding you the right solution fast so all you have to do is sit back and relax while we secure an account tailored specifically to suit all your needs including saving, borrowing money, and enhancing savings.

We're just next door

As a locally owned business, our team knows the area incredibly well and can provide great insight into what's going on, as well as helping you negotiate with real estate agents on your behalf. Our knowledge and relationships within the community help us provide you with a win-win situation!

FINANCE IS CONFUSING - ASK AWAY!

Frequently asked questions

You shouldn’t have to be a
finance expert to get the best result.

We make the over-complicated seem easy, so you can walk away being the expert of your own finances.

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GA Finance is committed to working for you and our clients’  best interests and ensuring you not only receive the best products in market, but ultimately enjoy the experience of working with a professional broker.

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