Next Home Buyers
Buying your next home is an exciting but daunting process. It can be difficult figuring out how much you should spend, what type of property will suit your current needs, and whether or not selling your current residence to fund it would work best. We’re here to understand your goals and help you make the best decision.
Home Loan Services
Ready to buy your next home?
Looking for more space to accommodate your growing family? Want to be closer to work so you can arrive home earlier every night? Thinking about downsizing now that the kids have finished school and moved out?
Let us help you find your next home.
We will take care of all the paperwork for you, leaving you to focus on the fun part of house-hunting without wasting time negotiating with banks about interest rates. We’re not biased by who we recommend, either – if it’s a good deal, we’ll tell you!
How it works
Step #1 Decide your next move
Step #2 Understand your borrowing options
Step #3 Get pre-approval on your finance
Step #4 Preparing the application
Step #5 Completing the purchase and moving in.
Why choose GA Finance for your next home loan
FINANCE IS CONFUSING - ASK AWAY!
Frequently asked questions
Before you get carried away looking for your next property, it's a good idea to gain pre-approval with a lender first so you have confidence in how much you can afford to borrow.
If you're unsure about the first step you should take, speak to us and we will help you through the process.
It can depend on the value of the property, the repayments you can afford and the lender you choose to go with.
Generally, if you’re buying your own house you will need to deposit at least 20% of the value of the property to avoid paying for Lender’s Mortgage Insurance or LMI, however, a 10% deposit will usually still allow you to secure a loan.
There are many different loan products available. Each lender will offer slightly different repayments and interest rates, so you will get a better understanding once you start the lending process.
If you would like to get an estimate, have a look at our online calculators to get an idea of what your loan repayments will likely be.
You shouldn’t have to be a
finance expert to get the best result.
We make the over-complicated seem easy, so you can walk away being the expert of your own finances.