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First Home Buyers

Buying your first home should be fun and memorable for all the right reasons and we want to be by your side from start to finish, enjoying the process with you.

Home Loan Services

The excitement of being a first home buyer

Congratulations! You have decided to buy your very first home. It’s an exciting period in anyone’s life. Unfortunately, the feeling of excitement is often soon followed by feeling overwhelmed and anxious about how to secure your first mortgage.

You will have opinions coming from everywhere and at the end of the day, you need to make sure that when you are making your decision, you feel comfortable in your approach.

At GA Finance, we do everything possible to simplify the process, ensuring a premium level of professionalism to make sure that you are in the best state of mind to be making big decisions.

Buying your first home should be fun and memorable for all the right reasons and we want to be by your side from start to finish, enjoying the process with you.

How it works

If you’re thinking about getting into the property market, it’s important to make sure that your finances and expectations are in order. This is what you can expect when you take the first step to buy your first home.

Consider your current situation and what you are looking for. Do you want a house, townhouse, apartment, or something different? Understanding what your goals and expectations are can help the lending process, so when you talk to us, we can help find the best options to suit your needs.

Step #1

Identify your homeowner goals.

Consider your current situation and what you are looking for. Do you want a house, townhouse, apartment, or something different? Understanding what your goals and expectations are can help the lending process, so when you talk to us, we can help find the best options to suit your needs.

Organise some time with us so we can begin to appreciate your financial and lifestyle goals. We want to understand your current situation and what you looking for so we can start the process of researching and investigating the most suitable options to help you meet your goals. We're also there to answer any questions that might come to mind.

Step #2

Meet with your mortgage broker

Organise some time with us so we can begin to appreciate your financial and lifestyle goals. We want to understand your current situation and what you looking for so we can start the process of researching and investigating the most suitable options to help you meet your goals. We're also there to answer any questions that might come to mind.

There are a lot of different loan types and products out there and it can be overwhelming when trying to decide which one is right for you. We're here to do the hard work for you. All you need to do is let us know your personal circumstances including your savings, existing loans, or investments you have so we can help identify the best options available.

Step #3

Understanding your situation

There are a lot of different loan types and products out there and it can be overwhelming when trying to decide which one is right for you. We're here to do the hard work for you. All you need to do is let us know your personal circumstances including your savings, existing loans, or investments you have so we can help identify the best options available.

Once we've helped you choose the loan that's right for you, our local team will prepare an application and take you through the process from start to finish. Once the lender is satisfied with the application, they will inform us that your application has been conditionally approved, which means with some supporting evidence, they will be happy to offer you a loan.

Step #4

Preparing the application

Once we've helped you choose the loan that's right for you, our local team will prepare an application and take you through the process from start to finish. Once the lender is satisfied with the application, they will inform us that your application has been conditionally approved, which means with some supporting evidence, they will be happy to offer you a loan.

Now you've been approved and your loan documents have been prepared, we will sit with you and take you through all of the details and specifics of the loan agreement to ensure you are informed and feel comfortable. Once this process has been completed, your conveyancer will organise settlement directly with the lender and you will be on your way to your first home!

Step #5

Completing the loan documents

Now you've been approved and your loan documents have been prepared, we will sit with you and take you through all of the details and specifics of the loan agreement to ensure you are informed and feel comfortable. Once this process has been completed, your conveyancer will organise settlement directly with the lender and you will be on your way to your first home!

Step #1 Identify your homeowner goals.

Consider your current situation and what you are looking for. Do you want a house, townhouse, apartment, or something different? Understanding what your goals and expectations are can help the lending process, so when you talk to us, we can help find the best options to suit your needs.

Step #2 Meet with your mortgage broker.

Organise some time with us so we can begin to appreciate your financial and lifestyle goals. We want to understand your current situation and what you looking for so we can start the process of researching and investigating the most suitable options to help you meet your goals. We're also there to answer any questions that might come to mind.

Step #3 Understanding your situation

There are a lot of different loan types and products out there and it can be overwhelming when trying to decide which one is right for you. We're here to do the hard work for you. All you need to do is let us know your personal circumstances including your savings, existing loans, or investments you have so we can help identify the best options available.

Step #4 Preparing the application

Once we've helped you choose the loan that's right for you, our local team will prepare an application and take you through the process from start to finish. Once the lender is satisfied with the application, they will inform us that your application has been conditionally approved, which means with some supporting evidence, they will be happy to offer you a loan.

Step #5 Completing the loan documents

Now you've been approved and your loan documents have been prepared, we will sit with you and take you through all of the details and specifics of the loan agreement to ensure you are informed and feel comfortable. Once this process has been completed, your conveyancer will organise settlement directly with the lender and you will be on your way to your first home!

Why choose GA Finance for your first home

We're with you every step of the way

Our focus is on customer service and we'll be there every step of the way from finding the right home to moving in, saving for your next home, or living your lifestyle dreams through other finance options.

Friendly and professional service

Our team is highly trained and dedicated to finding you the right solution fast so all you have to do is sit back and relax while we secure an account tailored specifically to suit all your needs including saving, borrowing money, and enhancing savings.

We're just next door

As a locally owned business, our team knows the area incredibly well and can provide great insight into what's going on, as well as helping you negotiate with real estate agents on your behalf. Our knowledge and relationships within the community help us provide you with a win-win situation!

FINANCE IS CONFUSING - ASK AWAY!

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