How To Get Home Loan Pre-Approval
Buying a home is a big commitment and one of your most important financial decisions. It’s natural to feel a little overwhelmed. Still, careful planning and preparation can make the process easier for you by getting a home loan pre-approval as one of your first steps. What is a Pre-Approved Home Loan? A pre-approval is […]
First Home Guarantee Scheme 2022: Explained
The First Home Loan Deposit Scheme was established as an Australian Government initiative that helped eligible first home buyers purchase a home. Now called the First Home Guarantee, the scheme is designed to help qualified first home buyers get into the property market sooner.
7 Tips to help you manage interest rate rises
If you’re among the millions of Australians with a mortgage, then you’re probably keeping a close eye on interest rates. There are things you can do to prepare for rate hikes and keep your finances in check.
Should I Cross Collateralise in 2022?
When it comes to property investments, you may be wondering if you should cross collateralise. Weigh the pros and cons in this helpful guide.
A Simple Guide to Choosing Between a Fixed or Variable Interest Rate Home Loan
Unsure if you should opt for a fixed or variable interest rate home loan? Read our guide to help make the decision easier for you.
What the Recent Federal Budget Changes Mean for First Home Buyers
Learn about recent changes announced in the 2022 federal budget, and what those changes mean for first home buyers and those looking to secure a property with a low deposit.
An Offset Account or a Redraw Facility: Which is Right for You?
Both offset accounts and redraw facilities can help you pay off your mortgage faster and pay less interest in the lifetime of your loan. You could take advantage of one or the other, and in certain circumstances, it may be possible to benefit from both. But you need to understand what they are, how they work, and the similarities and differences between them before you can decide which option would work best for you.
Everything You Need To Know About Home Equity And How To Use It To Invest
Home equity is a term you may have heard, and it has increased in popularity over the past several years. For most people, their homes are the single greatest asset they will ever own, and so homeowners and those looking to buy a home may wonder what does home equity really mean?
Get your finances back on track in 2022
When it comes to getting your life in order, one of the most important things is regaining control of your finances. Taking charge of your cash flow and outstanding debts is one method to accomplish that. Look at all of your existing loans, credit cards, and other obligations and combine them into a single payment to help you organize your life for the future.
Is Now the Right Time to Buy Your First Home?
Nerves and excitement go hand-in-hand when it comes to buying your first home. Buying a home is arguably the single largest financial decision you will ever make, so you are bound to have many questions. Two of the biggest questions that when looking to buy your first home are; “how much can I borrow?” and […]
